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Essential

closing cost estimator

Estimate closing costs for buyers and sellers in real estate transactions. Get detailed breakdowns of fees, taxes, and expenses.

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common buyer closing costs

Loan Origination Fee: Typically 0.5-1% of loan amount
Appraisal Fee: $400-600 for home valuation
Home Inspection: $300-500 for property inspection
Title Insurance: Protects against title defects
Prepaid Interest: Interest from closing to first payment
Escrow Deposits: Initial funds for taxes and insurance

common seller closing costs

Real Estate Commission: Typically 5-6% of sale price
Transfer Taxes: Varies by state and locality
Title Insurance: Owner's policy for buyer protection
Attorney Fees: Legal representation (if required)
Home Warranty: Optional protection for buyer
Concessions: Credits given to buyer for repairs

Important Notes

→ Closing costs typically range from 2-5% of the home's purchase price→ Actual costs may vary based on location, lender, and specific transaction→ Some costs are negotiable between buyer and seller→ Shop around for services like title insurance and inspections

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